PGG Wrightson Aon has launched DairySURE - a new insurance package specifically for dairy farmers

Insurance is not necessarily an exciting topic but this is an exciting development for PGG Wrightson and dairy farmers. 

It’s been recognised that dairy farmers have unique requirements in an insurance policy so we developed DairySure, a dairy specific package to ensure that these unique requirements are met.  This is a comprehensive package that can be structured to suit each dairy farmer’s situation.  There are many features and advantages offered by DairySure making it the market leading dairy farm insurance package.

A range of covers are available such as Business Assets, Liability, Machinery Breakdown, Electronic Machinery, Livestock and Farm Vehicles.  We are also able to arrange cover for your house, contents, life and any other insurances you may require.

An example of dairy farmers’ unique requirements is ‘Business Interruption Cover’ A Business Interruption policy is also incorporated in DairySure, this covers the loss of revenue suffered if the farm cannot operate for an extended period due to damage suffered to your building and, in particular, milking sheds. Many farmers currently elect not to insure for this financial loss however in the current climate the building process is often delayed with consent issues and availability of builders making this insurance cover essential. The standard limit can be increased to meet a farmer’s specific needs.

With Milking Sheds getting more sophisticated, in the event that a milking shed has to be rebuilt the Business Assets Policy incorporates rebuilding to the number of cup sets and floor area in respect of other buildings, both without a dollar limit.

Cover automatically provided under DairySure amongst many other things includes:

• Bridges and Underpasses
• Culverts
• Fences
• Loss of Milk due to contamination
• Loss of Milk due to refrigeration problems
• Non collection of milk due to limited access to your property or your Dairy Company
• Fines and Penalties imposed due to contamination
• General and Products Liability
• Forest and Rural Fires Act Liability
• Employers Liability – damages or defence costs arising from an injury to employees not covered by ACC
• Statutory Liability – Fines or reparations for unintentional breaches of most Acts of Parliament
  

If a farmer is involved in other farming activities which require specialised cover, this can also be included under DairySure.

With the largest group network of offices of any Insurance organisation in New Zealand there will always be an office close to where you are and one of our brokers can call on you to explain DairySure in more detail, provide quotations and arrange insurance on the spot. There is no need to call a call centre.  Please contact your local PGG Wrightson Aon broker directly on the numbers below: